Consolidate Credit Card Debt Management

1. Is my personal information kept confidential?

Yes. It will not be given out to anyone except those who are authorized by you to receive information.

2. Does your service involve a loan?

No. We do not offer loans as part of our credit card debt management service.

3. How does your service lower my monthly payments?

We negotiate with your creditors to obtain better repayment terms for you on existing debts.

4. Will credit card debt management hurt my credit?

No. As a matter of fact, this program may increase your credit scores because you will be paying creditors on time due to easier instalments. Our agency does not report to credit bureaus.

5. Will I still be able to use my credit card?

You cannot use any credit cards that are put in the credit card debt management program.